Investing vested benefits in Switzerland: options, rules and what to watch
Investing Swiss vested benefits: account or policy, savings or securities, the two-institution limit, withdrawal rules, tax and protection of your money.
Knowledge
Plain-language articles on wealth management, retirement and choosing the right provider in Switzerland.
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Lump sum or pension from your Swiss pension fund: what really decides it
Taking your Swiss pension fund assets as a lump sum or annuity: tax rules, notice periods, the buy-in lock-up, longevity, inflation and partial withdrawal.
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Private bank or independent wealth manager: the real differences
Private bank or independent wealth manager in Switzerland: business models, in-house products, FINMA supervision, custody, costs and adviser continuity.
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The seven thinking steps: how Thinking Steps helps you choose a bank or wealth manager
How Thinking Steps works: a questionnaire in seven steps, 20 priority points, an anonymised comparison of four providers, a consultation and two meetings.
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Wealth management fees explained: all-in fees, TER and retrocessions
What Swiss wealth management costs: all-in or separate fees, fund costs (TER), trading, custody, stamp duty, retrocessions and how to compare offers fairly.